NCC Commonwealth Financial Systems calls you and somputer dialer asks you to hold for an indefinate amount of time. i hung up and called from landline- some guy answered and I asked him if this was a collection call business and they were calling my cell for some guy for the past 6 years.. He hung up. I tried calling from my cell it connected then hung up.

no one ever talks when the call my phone and they call at least every other day.

The recorded message claimed that they were calling from cardholder services and that this was my "final notification" regarding lowering my interest rates. The number they called is my company cell phone and company card I have is not a Visa or Mastercard. OBVIOUSLY A SCAM. When I held for "the next available representative" the person who answered hung up mid-sentence when I asked that the number be removed.

Threatened with jail for defaulting on a loan I never applied for nor recieved.

They asked for me by name, confirmed it was my name by repeating it, then hung up. They called repeatedly until I answer.

called claiming to be a law office and that it was in my best interest to call them... No identification of what law firm, sounds like normal collection tactics.. and not a great collector at that. Message was curt, rude, and attempt to push for call back... but offered nothing and the tactic invites more ignore than anything. Kicker to this was they called the wrong person... they started of with a name, it was not me.

caller hung up on me, try to call back and got a busy tone.